The Money Revolution: Easy Ways to Manage Your Finances in a Digital World

Transform the way you think about money in this easy-to-use, jargon-free guide by Anne Boden (CEO of Starling Bank) which busts commonly held financial myths, helping you to get the most of your cash in today's digital world. There's never been a shortage of advice on managing your money, clearing debt, being canny with your cash and getting the best deals. But it can be hard work, and everyone seems to be saying something different. What if you could easily cut through all the rhetoric and noise and everything could be made straightforward? In The Money Revolution, banking entrepreneur, and founder of award winning Starling Bank, Anne Boden shines a spotlight on how we save, spend and invest our money. By adopting a few new behaviours, it's possible to transform your bank balance for the better. The Money Revolution breaks through the traditional thinking about money and what you've always been told you should expect from financial institutions. Sharing the benefits of smart banking, fintech solutions and the advantages of open banking, it covers a range of financial solutions, from savings and investments to pensions, bill payments and travel money. Find out everything you need to know to get the best out of your money every day.

·  1 Take control of your money: you are in charge

·  Transform the way you use money

·  Why this book now?

·  The challenge of traditional banks

·  Challenging the myths of traditional finance

·  Why the future is fintech

·  It’s good to take responsibility for your own money

·  Welcome to the money revolution

·  A flexible approach to money

·  Notes

·  2 Be smart at building wealth: join the uberization of cash revolution

·  Disruption arrives in the world of finance

·  Banking and disruption

·  The future is being mobile with money

·  Smart thinking, smart banking and the Internet of Things

·  Individual products for individuals

·  Get smarter: with your pocket bank manager

·  Notes

·  3 Love your data: it’s the key to your financial health

·  Data is empowering

·  Why data rules

·  Your app store bank

·  Notes

·  Part Two Fintech money makeover

·  4 Check your credit score

·  Stay on top of your credit score – for free

·  Digital credit scores

·  5 Make money every time you shop

·  Loyalty

·  Cashback

·  Digitized receipts

·  Notes

·  6 Maximize savings and investments

·  Get control over your spending: employ a digital CFO

·  Saving for a specific goal

·  Note

·  7 Pay-as-you-go insurance

·  Reinvention of the insurance model

·  The connected home

·  Life insurance for the life you lead

·  Drive smart

·  Master policies

·  Notes

·  8 Pay off your mortgage

·  Digital mortgage brokers

·  Crack conveyancing

·  Pre and post sales services

·  Notes

·  9 Give generously

·  Microdonations: every penny counts

·  Give more than money

·  Note

·  10 Bill management made easy

·  Digital bill management

·  Energy and utilities

·  11 Saving for retirement: the low stress way

·  Visibility and consolidation of pension pots

·  Pension planning

·  Future developments in retirement cash flow

·  Note

·  12 Invest like a pro

·  Ask the robo-adviser

·  Spare any change?

·  Note

·  13 Travel cash best deals

·  Travel debit and credit cards

·  Prepaid travel cards and swapping

·  Sending money abroad

·  Fly now, pay later

·  Notes

·  14 Borrow clever

·  Peer-to-peer lending

·  Small business loans

·  Other loans

·  Notes

·  Afterword

·  Blockchain and the future of (personal) finance

·  Cutting out the middlemen (and their fees)

·  No better time to make the most of your money